Barclays Cd Rates
High-Rate 12-Month CD
Barclays Online Banking offers high yield savings accounts and CDs with no minimum balance to open.
Looking for a slightly longer term—and slightly higher rate? Then our 12-month certificate of deposit (CD) could be the better choice.
- If you withdraw funds from your Barclays CD before the term is up, you’ll be hit with an early termination fee. Low APYs for short-term CDs. You only earn 0.1% for a three-month CD, 0.65% for a six-month CD and 0.1% for a nine-month CD.
- Barclays CD rates are some the top CD rates available today from any bank or credit union. 1 year CD rats at Barclays are currently at 2.52 percent with an APY of 2.55 percent with $0 opening deposit. 4 year CD rates at Barclays are at 2.71 percent with an APY of 2.75 percent. 5 year CD rates from Barclays are at 3.05 percent with an APY of 3.10 percent.
USD leaflet for clients of Barclays Bank PLC PDF, 381KB Barclays Bank base rate for overdrafts and loans. Barclays Bank base rate PDF, 245KB Mortgage interest rates. Standard variable rate for mortgages PDF, 153KB External rates. External reference rates for currencies used by International Banking Services. International tariffs. Regular CDs and Rates: Barclays has nine CD options: 3-month, 6-month, 9-month, 12-month, 18-month, 24-month, 36-month, 48-month, and 60-month. Yields range from 0.10% APY on the 3-month CD to 0.25% APY on the 12-month, 18-month, and 24-month products.
- One of the best rates around
- Get a great guaranteed rate of return over 12 months
- Keep track of your CD with online and mobile banking
- Open one with just $500
More high-rate CDs to help you achieve your savings goals.
| TERM | APY* | |
|---|---|---|
| 30 Day | 0.05% | Apply Now |
| 3 Month | 0.25% | Apply Now |
| 5 Month | 0.15% | Apply Now |
| 9 Month | 0.30% | Apply Now |
| 12 Month | 0.60% | Apply Now |
| 18 Month | 0.45% | Apply Now |
| 24 Month | 0.45% | Apply Now |
| 30 Month | 0.45% | Apply Now |
| 36 Month | 0.45% | Apply Now |
| 48 Month | 0.45% | Apply Now |
| 60 Month | 0.45% | Apply Now |
Annual Percentage Yields (APY) are variable and effective as of 03/06/2021. CD rates are fixed upon opening the account. Early withdrawal penalties apply.
It’s easy to open a BrioDirect high-rate CD: Complete an online application right now in minutes. All you need is your contact information, driver’s license, passport or state I.D. and Social Security number.
Why should I choose a BrioDirect high-yield CD?
We offer great rates, which can make a BrioDirect CD an excellent way to achieve your savings goals.
post_content);?>-->Is opening a BrioDirect account simple?
Barclays Cd Rates Review
Yes! You can complete a BrioDirect account application online in minutes.
post_content);?>-->What do I need to open my account?
You just need your contact information, driver’s license, passport or state I.D. and Social Security number.
post_content);?>-->How do I make my initial deposit?
The easiest way is through an automated clearinghouse (ACH) payment from an existing checking or savings account. You can also fund via Check or Wire, click here to learn more.
Have a question about how ACH works? Please call 877-369-BRIO and speak to a client service representative.
post_content);?>-->Is my money safe and secure with BrioDirect?
BrioDirect is the online brand of Sterling National Bank. Founded in 1888, Sterling is rated one of “America’s 100 Best Banks” by Forbes and an FDIC insured institution. Your deposit account is provided by Sterling National Bank, and you will be a Sterling National Bank client when you open your account.
post_content);?>-->Is there a penalty if I take my money out of a CD?
Yes, if you take money out of a CD before the end of its term, you will be subject to an early withdrawal penalty. Please view product disclosures for details.
post_content);?>-->I already have a deposit account with Sterling National Bank. How does this impact my FDIC insurance coverage?
Accounts that are opened via briodirectbanking.com and marketed by BrioDirect are Sterling National Bank accounts. Deposits in these accounts are made with Sterling National Bank. For purposes of determining how much FDIC insurance is applicable to your accounts, you need to consider not only the BrioDirect online savings or CD accounts that you maintain, but also all other accounts you maintain at Sterling National Bank. If you have a question about your FDIC insurance coverage, please call 877-369-BRIO and speak to a client service representative.
post_content);?>-->What are fixed rate products?
Fixed rate products allow clients to lock in a particular rate upon opening the account, for a set amount of time. BrioDirect High-Yield CDs are fixed-rate products. Early withdrawal penalties apply. We have many terms available! Pick a term that works best for your savings goals. View Terms
post_content);?>-->Interest rates
For savings and bank accounts available for new and existing applicants
For clients of Barclays Bank Plc Isle of Man and Jersey [PDF, 164KB]
Historic interest rates
International Savings - Personal Only [PDF, 181KB]
Interest rate leaflets following March 2020 USD and GBP base rate changes
GBP leaflet for clients of Barclays Bank PLC [PDF, 348KB]
USD leaflet for clients of Barclays Bank PLC [PDF, 381KB]
Barclays Bank base rate for overdrafts and loans
Barclays Bank base rate [PDF, 245KB]
Mortgage interest rates
Standard variable rate for mortgages [PDF, 153KB]
External rates
Barclays Online Savings Account
External reference rates for currencies used by International Banking Services.
International tariffs
London, Jersey and the Isle of Man
For accounts held with Barclays Bank Plc in London, Guernsey, Jersey and the Isle of Man [PDF, 257KB]
Fee Information Document for the International Bank Account [PDF, 269KB]
Fee Information Document for the Euro International Bank Account [PDF, 272KB]
Fee Information Document for the Dollar International Bank Account [PDF, 272KB]
Fee Information Document for the Barclays Current Account [PDF, 269KB]
Fee Information Document for the Premier Global Current Account [PDF, 274KB]
Fee Information Document for the Overseas Currency Account [PDF, 266KB]
Liqudity fee explained [PDF, 565KB]
Overseas Delivery Charges
Barclays Overseas Delivery Charges [PDF, 1.3MB]
Payment cut-off times
Cut-off times for Barclays Bank Plc (Jersey and Isle of Man) [PDF, 52KB]
Offshore transfers IBAN regulation
Barclays Cd Rates Uk
What you need to know to send money abroad.
Debit Card Foreign Exchange Charges
Debit Card transactions in a currency other than GBP incur a 2.75% non-Sterling transaction fee (excluding EUR/USD Travel Wallet transactions).
For more details on our FX debit card charges, including a table showing our exchange rates for certain currencies compared to the rate published by the European Central Bank (ECB), please visit barclays.co.uk/travel/using-debit-card-abroad/. Please note this link brings you to our Barclays UK website (and away from this current site) which offers different products which you may not be eligible for and links which may not be applicable. Please also note for all regulatory information and protections please only refer to the Important Information page on this current website.