Game Apps That Pay You Real Money 2020

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These days, you can find apps for almost anything. But have you ever wondered if there are apps that pay you real money or apps that make you money?

Sounds like a dream, right?

What if I told you that there are actually lots of legit apps that pay you money or give you free cash?

Even better, most of the best money-making apps can run in the background or require very minimal effort to use.

I’ve done the research for you so all you need to do is pick from this list of legit money-making apps!

These apps won’t pay you as much as a full-time job would but using any of these apps is an excellent way to make money fast.

How to Avoid Money-Making Apps Scam

I’ll be honest, while there are plenty of legit money-making apps out there, there are also apps that only offer false promises and only scam you into signing up.

So, how do you know which apps are legit?

Here are the red flags telling you that a “money-earning app” could be a scam.

It promises unrealistic rewards or payments.

Legit apps that pay you real money give out rewards or cash, that’s for sure, but what you earn from them can hardly replace your full-time income.

If you find an app promising you hundreds of dollars upon sign up, and an extra hundred for a referral, think twice because it’s most likely a scam.

It asks for confidential information.

You should never give away sensitive information online, even if you aim to make money. When you sign up with an app, the most that it would require you are your name, email address, PayPal address, and bank account information (for apps that you have to link your credit or debit card with).

Be wary of apps that ask for your social security number and driver’s license number.

It asks you money to sign-up.

Legit apps that pay you real money are free to sign up.

If you’re required to shell out cash even before you start making money with the app, you might want to reconsider joining.

How Do Free Apps Make Money?

When using apps to make money, it’s also important to learn how these apps make money. You want to know how these companies are able to pay you even when their apps are free to use.

This knowledge should also make you feel comfortable about using these apps and help you weed out scams from the real ones.

I have categorized the apps on this list into the following to give you an idea on how these top money making apps work and make an income:

1. Apps that give you free money

These “free money apps”, also called cash back apps, pay you for shopping.

Cash back apps are paid by their partner stores or brands each time you use these apps for shopping.

These apps work like a middleman. When you shop through them, they’ll take you to the store, say Amazon, and Amazon will pay them a commission for your purchases.

But instead of keeping the commission all to themselves, they split this payment with you in the form of cash back.

The best cash back apps also offer a welcome bonus for just signing up, and they have partnered with numerous stores in the US so you’ll have a lot of opportunities to make money using the app.

2. Survey apps that pay money

There are also apps that pay you real money for your opinion, and these apps, also called survey apps, operate a bit different from cash back apps.

You don’t have to purchase anything to start making money with these survey apps. All you need to do is to share your opinion as a consumer.

Survey apps are paid by companies who want to know your opinion to improve their products or services.

These apps then compensate you for the time you spent for answering questions like “Which of these coffee products do you often buy?” or “When will you likely buy a new car?”

3. Apps that save you money or make you money

These apps are designed to help you save money but I have also included apps that make you money in this category, including micro-investment apps.

This post contains affiliate links. I may earn a small commission for any purchases made through these links at NO additional cost to you. Please read my Disclosure for more information.

Best Legit Apps that Pay You Real Money with Your Smartphone

Best Legit Apps that Give Free Cash

1. Ibotta

Ibotta is one of my most favorite money-earning apps because you get cash back for grocery items. You buy groceries every week so there are lots of opportunities to earn money using this app.

This free money app has paid me over $800 in cash back and bonuses from buying groceries alone!

How does Ibotta work?

Ibotta works just like couponing without the need to clip coupons. All you need to do is upload your grocery receipts on the app and earn cash back on grocery items such as milk, meats, vegetables, bread, cleaning products and more.

Ibotta has recently expanded and they are now offering cash back not only for in-store purchases but also online. Among the new categories you can earn cash back from are clothing, travel, eating out (restaurants) and home.

Important: You’ll only get this bonus after uploading your first grocery receipt. If you cannot find any offer that you like on the app, you could buy a toilet paper or Colgate and you’ll still come out ahead.

Want to know more? Read my Ibotta Review here!

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2. Rakuten (Ebates)

When you shop online, use this free money-making app to earn up to 40% cash back on your purchases at any of their 2500+ partner stores!

Not only will Rakuten pay you for using their app for shopping, they will also pay you $25 extra for each person you refer to them.

They also offer a lot of awesome bonuses. For example, if you ride Lyft through Rakuten, Rauten will give you $20 on your first ride, plus a $10 bonus for downloading the app here and signing up.

I’ve also made over $300 in cash back for simply using this app!

Want to know more? Read my Rakuten Review here!

3. Dosh

Dosh is an app that automatically collects cash back from your purchases from partner stores into your credit or debit card.

Dosh is free to use, and sign up is easy. It’s best to link your most-used credit or debit card with Dosh to accrue cash back rapidly. Use that card to pay for purchases and then get cash back ranging from 2% to 10%, depending on the store. Whether you use the card to pay for in-store or online purchases, Dosh runs on autopilot, so you can keep getting cash back as you shop.

Apart from paying your purchases with the Dosh-linked card, you may also book hotels with the same card and enjoy $25 cash back on your very first hotel booking.

When you refer a friend to sign up for Dosh, you’ll get an additional $5 cash back.

You can withdraw your earnings when you reach $25 of cash back and deposit the funds to your PayPal account.

4. Paribus

Ever paid full price for an item, only to find out a day later that its price dropped? Use this free app called Paribus so you’ll never miss any savings when prices drop.

The best thing about Paribus is that it automatically gets the adjustment amount for you! There’s no need to scan receipts or waste time finding out whether there’s any price drop.

It also even helps you get paid for late Amazon deliveries. You can check it out here.

Legit Survey Apps that Pay Money

Survey apps are some of the best money making apps out there, and they’re legit too! The great thing about survey apps is that they’re pretty easy to use, they’re usually free to sign up, and collecting points is super easy.

5. Swagbucks

I personally use this app to earn money via Paypal, or earn Amazon or Starbucks gift cards.

Swagbucks is the biggest research panels on the internet that will reward you for doing things like completing surveys, watching videos, searching the internet, playing games and shopping online.

Swagbucks gives you SB points which you can redeem for gift cards or Paypal cash.

It is free to join and if you join below, you’ll receive $5 FREE after confirming your email.

6. Inbox Dollars

Inbox Dollars is another rewards company that works like Swagbucks, offering you a few options to earn points, from watching videos, playing games or completing surveys.

This company has paid over $57 million in rewards and is currently offering a $5 sign-up bonus!

Like Swagbucks and other rewards sites, Inbox Dollars also offers a cash payout or gift cards as an option to redeem your points.

Download the app below and make sure to confirm your email to get your sign-up bonus!

7. MyPoints

Another survey app that pay money is MyPoints, which is also just as fantastic because they give you $5 when you sign up. You can also redeem your points in a variety of ways, including cash, travel miles and gift cards.

Most of these real money apps allow you to earn in different ways. So, apart from taking surveys, you could also earn from shopping online, watching ads, playing games, searching the web, and referring other people.

Legit Apps that Save You Money and Make You Money

8. Trim

If you think canceling a subscription you no longer use is such a hassle, you can let the app called Trim to do it for you.

Trim is a fascinating smartphone app that analyzes all your bills so you can see which of them continues to charge your account even if you aren’t using them.

Got a gym membership costing your account month after month, but you don’t go to the gym? Trim will remind you of that. Even better, the app can cancel the subscription on your behalf, so you don’t even have to bother doing it yourself.

Trim can also help you negotiate your cable bill. If you think you are getting ripped off on cable or internet, download this free app that helps you save money.

Trim works with Comcast, Time Warner, Charter, and any other provider, and has helped its users over $1,000,000 over the last month!

9. Decluttr

If you were quite the hoarder of electronic things, DVDs, Blu-rays, CDs, gaming consoles, and tablets (and surprisingly, legos too!), you might find disposing of them somewhat painful and regretful.

Real Money Game Apps

But a cash incentive in exchange for them might convince you. And that’s what the money earning app called Decluttr aims to do.

Decluttr is both an app and a website that accepts the abovementioned products and pay you with cash. You just fire up the app on your phone, scan the product’s barcode, and Decluttr tells you how much they offer for each item.

If you like what they offer, Decluttr will send you a pre-paid box and shipping label to attach to your box, and then ship the box free of charge. Once they receive your items, they will go through them, and then send you the money through a check, PayPal, or bank deposit.

10. Airbnb

If you have a second home, a vacation home, or even a spare room in your house, you can earn money from them by listing them up on the Airbnb app, one of the best real money making apps for those in real estate business.

First, you need to create a description of the rental property, post photos, set the price, and availability. When the listing goes live, people can make sense of what your property looks like, and if they like it, they’ll book through the app.

Using the Airbnb app is an excellent way to establish yourself as the landlord as well as create a sense of trust with the potential guests. The app also comes with a rating and feedback feature wherein guests can rate and comment about their experience in your property.

11. Sweatcoin

Sweatcoin is known as an app that pays you money for walking. It’s a fantastic platform that motivates you to become fit and healthy while earning money at the same time.

In reality, the app pays you a digital currency called sweatcoins, which you could use to buy Paypal vouchers to turn your earnings into real cash.

Sweatcoin works by tracking your steps through the app’s GPS feature and then rewards you with sweatcoins.

The app does not count steps taken indoors, so make sure to gear up for a walk around your neighborhood. Once you’ve accumulated enough coins, you can visit the app’s marketplace to purchase something you fancy, ranging from random knickknacks to a smart television, iPhone 6, or $1,000 worth of PayPal money.

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12. Acorns

Need help saving money and investing your savings? I highly recommend using Acorns, one of the most popular investing apps for beginners.

You need to link your credit or debit account with Acorns, and then the app will round up your purchases using those cards, take the spare change, and invest them.

For example, if you spent $3.80 for a coffee using your linked credit/debit card, Acorns will see the transaction, transfers the spare change of $0.20 to your Acorns account. When your account hits $5, Acorns will withdraw the money and invest it.

I’ve been using it for awhile and here’s a screenshot from my account after a few weeks:

I’ve accumulated over $280 of spare change from my weekly purchases and gained $6.32 from that little investment.

If you want to save and save money without thinking, Acorns is definitely one of the best ways to go most especially if you are new to investing as well. You’ll also receive$5 FREE from Acorns hereafter making your first investment of $5.

13. Robinhood

Robinhood is a free trading app that allows you to invest in stocks, ETFs, and options. As a mobile app, Robinhood gets you to invest with $0 account minimum and commission-free stock trading. It’s an excellent app, especially for beginner investors who are looking to maximize their trading profits by eliminating commission fees from the picture.

Additionally, Robinhood has been intuitively designed so that users can schedule deposits, monitor day trades, and perform advanced orders. As a smartphone-based trading platform, Robinhood is one of the best legit money making apps that allows you to invest right from your fingertips.

14. Poshmark

If you’ve outgrown a couple of your designer clothes, you may sell them on Poshmark. Poshmark is a smartphone buying and selling app, and most of the products traded herein are mostly designer clothes.

This is the ultimate for the fashionista, whether one has accrued more than clothing than your closet can handle, or you’re looking to purchase high-end clothes at a lower price.

Have a couple of clothes to sell? You can set up your own store wherein people can like and comment on your items.

LegitApps That Pay You Real Money: Are They Worth It?

The smartphone is such a powerful device that lets you do so many things, and having legit apps that pay you real money is one of the best ways to maximize your smartphone use. Whether you like to get fit, sell old products, shop online, or answer surveys, as they say, “there’s an app for that.” And if that app gives you money, then you’re in great luck!

When you’ve got some free time on your hands, it’s easy to pull out your phone and scroll social media or play a video game. Well, why not try out some legit game apps to win money?

Yes, these apps do exist, and there’s a wide variety of them out there so you won’t get bored. You may want to try a daily scratch-off ticket, or perhaps you’re interested in a trivia game. You could earn cash and rewards by giving your opinion on new games, or maybe you just want to play solitaire. All those options are available!

Top Game Apps to Win Money

Have a little fun and put some cash in your pocket with these legit game apps to win money. You probably won’t make a ton of money with these apps, but you’ll still have some fun. And yes, we tried them all out first!

1. Lucktastic

If you like scratch-off lottery tickets, you’ll want to check out Lucktastic. It’s a scratch and win gaming app that is 100% free. Just pick the theme of your card, swipe to scratch, and test your luck!

Scratch cards are updated daily with new themes, and you can win daily, too! Enable push notifications to receive special limited cards in addition to your normal daily cards.

Even if you don’t win, you’ll earn tokens that can be redeemed for gift cards from over 30 major brands and retailers. You can also use your tokens for entries into any of their contests like Gas for a Month, Groceries for a Month, and prizes from Amazon. Refer your friends to earn 1,000 additional in-game tokens!

Lucktastic is 100% free and has no in-app purchases, but plenty of ads (as I’m sure you can imagine). It has a 3.9-star rating from 300,000+ customer reviews on Google Play.

Download Lucktastic:Android

2. HQ Trivia

If you’ve always dreamed of being on a game show, HQ Trivia is your chance to do just that! You can win real cash prizes for free on this live game show app.

To win, tune in each day to answer trivia questions and solve word puzzles. Be sure to turn on push notifications so you don’t miss the live shows. You only have ten seconds to answer each question, so there’s no time for Googling! If you get all the questions correct, you’ll split the grand prize with the other winners.

Earn coins by playing the Daily Challenge before each live show. Coins can be redeemed for extra lives and “erasers” that eliminate incorrect answers. You’ll get extra lives when you invite your friends to join the fun, too.

As you can imagine, there are some ads. You can also purchase coins to help in your gameplay. This app has a 3.6-star average rating from 160,000+ customer reviews.

Download HQ Trivia:Android iPhone

3. Swagbucks LIVE

Game

Formerly known as Swag IQ, SwagbucksLIVE is another free live trivia game show. It works very similarly to HQ Trivia in that you tune in to the live show and answer multiple-choice questions. If you answer all the questions correctly, you’ll split the grand prize with the other winners.

Even if you slip up and answer incorrectly, keep going as you’ll continue to earn Swagbucks LIVE’s digital currency for all questions you answer correctly. You can then use this currency for a second chance to win or redeem it for cash or free gift cards. Invite your friends to play to get free rejoins, too.

The digital currency for Swagbucks is, well, Swagbucks (they’re listed as SB on the app). If you’re familiar with Swagbucks, you know that you can cash these in for gift cards like Amazon and Walmart or cold hard cash via PayPal.

This app has an average 4.7-star rating from 22,000+ customer reviews.

Download Swagbucks LIVE: Android iPhone

RELATED: 13 Legit Ways to Get Free Gift Cards (Amazon, Apple & More!)

4. Long Game Savings

Long Game Savings is a unique app that incentivizes saving money by offering interest on your savings and the opportunity to win cash prizes.

You’ll need to create an account and securely link your bank to get started with the app. Deposit money into your new Long Game account, then use your Long Game card for everyday spending to earn interest and get chances to play games and earn cash or cryptocurrency.

You’re also encouraged to set a savings goal and add money to your account to reach those goals. That’s another way to earn coins to play games.

Note that the app is only completely free if you enable automatic savings and use your debit card frequently; otherwise, it’s $3/month. (There is a 30-day free trial.) All your money can be withdrawn at any time. And yes, it is FDIC-insured.

A similar app to Long Game Savings is Acorns, which invests your spare change automatically. You won’t get to play games with this app, but you will earn by “rounding up” your purchases into a virtual change jar.

This app has a 3.8-star average rating from 4,000+ customer reviews.

Download Long Game Savings:Android iPhone

5. Mistplay

Mistplay is a loyalty program for mobile game players that gives you rewards – including money! – just for playing.

To get started, just download the app, discover new games, choose a game, and start earning points. The more you play, the more you earn! Points can be redeemed for gift cards or cash rewards.

If you have friends who love mobile gaming, you’ll want to invite them to join as you’ll earn points for referrals and can chat and play with them.

Mistplay takes your gaming preferences and habits into account when choosing which games to show you. This is helpful on both ends as you’re more likely to play games you enjoy!

This app has a 4.1-star rating from 100,000+ customer reviews. It’s currently only available for Android, but you can sign up for the iPhone waitlist.

Download Mistplay:Android iPhone (waitlist)

6. Lucky Day

Test your luck each day with the Lucky Day app. It’s a free sweepstakes app that allows users to win money and prizes.

Games include scratcher, lotto, and raffle games with the opportunity to win cash and earn rewards. There are no in-app purchases or deposits. Rewards can be spent on gift cards to Amazon, Walmart, Target, and more.

This app has a 4.1-star rating from 900,000+ customer reviews. Note that it’s currently only available for Android.

Download Lucky Day: Android

7. Boodle

Boodle is a free app that gives you rewards in the form of coins by playing mobile games and engaging in other activities like completing offers and answer daily polls.

Coins can be redeemed for gift cards to Amazon, Visa, Chipotle, and lots more. You’ll discover new apps and games and earn coins just for trying them out, and you can refer your friends and family to earn bonus coins.

This app has a 3.8-star rating from 700+ customer reviews. Note that it’s currently only available for Android.

Download Boodle: Android

8. The PCH App

You’ve heard of Publishers Clearing House with the giant checks showing up at people’s front doors, right? Well, they also run an app called The PCH App.

This free sweepstakes app awards instant win prizes to users when you play simple games and scratch-off cards. Use your entry wins to enter the big sweepstakes of your choosing.

You’ll also earn tokens when you play each game that can be traded in for rewards. Tokens can be redeemed for entries into smaller giveaways like for gift cards, microwave ovens, and even trucks. So, everything’s a giveaway and there’s no guarantee you’ll win anything, but it’s still a fun and simple sweepstakes app to try out.

This app has a 3.9-star average rating from 350,000+ customer reviews.

Download The PCH App:Android iPhone

9. Bananatic

Bananatic is a website and app that rewards users for trying out free online games, playing and testing them, and writing game reviews. It’s a fun way to try out new games and give developers some feedback.

As you play, you’ll be rewarded with Bananas for completing simple in-game quests and writing reviews. Bananas can be exchanged for real prizes like additional games, Amazon gift cards, and digital gift cards to gaming platforms.

This app has a 3.2-star rating from 4,000+ customer reviews. Note that it’s currently only available for Android.

Download BananApp:Android

10. Brain Battle

Math whiz? Try out the free Brain Battle app and test your math skills by quickly answering simple math questions of addition, subtraction, multiplication, and division.

As you play, you’ll collect tickets that you can then use to enter the regular cash prize draws. The more tickets you collect, the better your chances of winning the cash prize which is paid out via PayPal.

You can also earn tickets by completing occasional special offers and connecting to their social media accounts.

Brain Battle is a free app, but there are ads. However, there are no in-app purchases and you don’t have to pay anything to win.

This app has a 4.5-star average rating from 26,000+ customer reviews.

Download Brain Battle:Android iPhone

11. Solitaire Cube

Raise your hand if you love solitaire! If that’s you, did you know that you can earn money by playing Solitaire Cube?

The gameplay is just like regular draw-3 Klondike Solitaire. You have 5 minutes to play each round, but you can end at any time to get bonus points for finishing early. You earn points even if you don’t fully complete each round.

Their Skillz platform matches you with other players who have a similar skill level, and then you’ll play the same deck head-to-head with another player. If you earn more points than them, you win.

I didn’t see any ads, and you can play for free. However, the only way to win money is to enter their tournaments and competitions. To do that, you’ll need to pay actual money as an entry fee. However, the prizes are also cold hard cash. So, think about your skill level before you enter!

This app has a 4.6-star rating from 58,000+ customer reviews. Please note that it’s currently only available for iPhone.

Download Solitaire Cube:iPhone

12. Givling

The main focus of Givling is crowdsourcing funding to pay off the student loan and mortgage debt of its users. However, even if you don’t have student loans or mortgage debt, you can still play.

Givling offers a free trivia game that teams you up randomly with two other users. Earn points by answering questions correctly to bring your team to the top of the leaderboard and split the weekly prize.

Another way to get money is to join the funding queue by earning points for completing offers and shopping through the Givling app. The top user on the queue becomes the next person that receives funding toward their student loan or mortgage debt. Note that it is extremely time-consuming and potentially expensive to earn enough points to get to the top of the queue.

This app has a 4.6-star average rating from 1,700+ customer reviews.

Download Givling: Android iPhone

13. Lottery – Play the Powerball

Games That Pays Real Money

Play the lottery from your phone with the Lottery app. The app itself is free, but you’ll need to buy the actual lottery tickets (just like you would at the gas station or grocery store).

Different locations will have different lottery games available, but I was able to buy tickets for Powerball, Mega Millions, Daily 3, and lots more from my phone.

There is a service fee, but the app does save you the trip of buying lottery tickets at the store. You can also cash out right from your phone and collect 100% of your winnings.

I don’t play the lottery, so this wouldn’t be an app I would use, but if buying lottery tickets is already a part of your routine, you may be interested in streamlining this process with the Lottery app.

This app has a 4.5-star average rating from 15,000+ customer reviews.

Download Lottery:iPhone

Free Online Games That Pay Real Money

Summary

When you’ve got some time to kill and are looking to put a little cash in your pocket, try out one or more of these legit game apps to win money and have a little fun. Good luck!

App Games That Pay Cash

Have you won money with any of these legit game apps? Please comment below to share your experience!